PRIVACY POLICY

This Privacy Policy was last modified on August 11, 2018.

We at Financially Engaged LLC (“Financially Engaged,” “we,” “us,” or “our”) are committed to protecting your private information. This Privacy Policy applies to our data collection and use practices (a) online when you visit our website, financiallyengaged.com, and any other site that we own or operate including social media sites (collectively, the “Sites”); and (b) offline when you provide information to us. By visiting our Sites, you consent to the terms of this Privacy Policy.

Collection of your Personal Information
In order to better provide you with products and services offered on our Sites, we may collect personally identifiable information, such as your:
–          First and Last Name
–          Mailing Address
–          E-mail Address
–          Phone Number

If you purchase any of our products and services, we collect billing address and credit card or other payment information (collectively, the “Billing Information”). This Billing Information is used to complete the purchase transaction and it will be processed by our third-party payment vendors in accordance with the terms and conditions of their privacy policies and terms of use.

We may also collect anonymous demographic information, which is not unique to you, including, without limitation:
–          Age
–          Gender

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Sites. These may include: (a) registering for an account on our Sites; (b) signing up for our email newsletters; (c) registering for a webinar; (d) opting in to receive any free resources or training programs; (e) entering a sweepstakes or contest sponsored by us or one of our partners; (f) signing up for special offers from selected third parties; (g) sending us an email message directly or through any of the forms on our Contact page; (h) submitting your credit card or other payment information when ordering and purchasing products and services on our Sites. We will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data within comments on our blog, chat comments on our webinars or other public message boards, this information may be collected and used by others. We cannot be responsible for any unauthorized third-party use of such information.

Use of your Personal Information 
We collect and use your personal information to operate our Sites and deliver the products or services you have requested.

We may also use your personally identifiable information to inform you of other products or services available from us and our affiliates.

If you are outside the European Union, and you provide personal information to us when you elect to use products or services available on the Sites, we will automatically enroll you to receive our free email newsletter. If you do not wish to receive this newsletter, you may opt out at any time by clicking the “Unsubscribe” link at the bottom of any email we send. You can also opt out by emailing an unsubscribe request to bradyandhannah@financiallyengaged.com.

If you are in the European Union, and you provide personal information to us when you elect to use products or services available on the Sites, we will only enroll you to receive our free email newsletter upon your affirmative consent. If you do not wish to receive this newsletter, you may opt out at any time by clicking the “Unsubscribe” link at the bottom of any email we send. You can also opt out by emailing an unsubscribe request to bradyandhannah@financiallyengaged.com.

Sharing Information with Third Parties
We do not sell, rent or lease our customer lists to third parties.

We may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, with your permission, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to the third party. We may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to us, and they are required to maintain the confidentiality of your information.

We may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Financially Engaged LLC or the Sites; (b) protect and defend the rights or property of Financially Engaged LLC; and/or (c) act under exigent circumstances to protect the personal safety of users of Financially Engaged LLC, or the public.

Tracking User Behavior
We use third-party analytics services (such as Google Analytics) to evaluate your use of the Sites we own or operate. This data is used to collect demographic data, track referral sources, evaluate website activity and analyze performance, and allows us to deliver customized content and advertising within Financially Engaged LLC. By accessing and using the Sites you agree to data processing by these analytics providers in the manner and for the purposes set out in this Privacy Policy.

For more information on Google Analytics, please visit https://www.google.com/analytics.

Automatically Collected Information
Information about your computer hardware and software may be automatically collected by us. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Sites.

Use of Cookies
The Sites may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you register with the Sites, a cookie helps to recall your specific login information on subsequent visits.

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features or services of the Sites.

We may also use social media pixels, in compliance with the policies of the third-party social media sites. Social media sites track visitor activity to outside websites using pixels in order to tailor what users see while visiting the social media website.

Links to External Websites
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

California Do Not Track Notice
Financially Engaged LLC does not support Do Not Track (“DNT”) settings and/or signals of web browsers.

Security of your Personal Information
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through the Sites cannot be guaranteed.

Children Under Thirteen
We do not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use the Sites.

E-mail Communications
From time to time, we may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our services, we may receive a notification when you open an email from us or click on a link therein.

If you would like to stop receiving communications via email from us, you may opt out of such communications by specifically choosing to click on the “Unsubscribe” link located at the bottom of any email. You can also opt out by emailing an unsubscribe request to bradyandhannah@financiallyengaged.com. Customers cannot opt out of transactional emails related to their orders of products or services.

External Data Storage Sites
We may store your data on servers provided by third party hosting vendors with whom we have contracted.

GDPR
If you live in the European Union, you have certain rights under the General Data Protection Regulation (the “GDPR”).

For purposes of GDPR, data you voluntarily provide to us will only be retained as long as reasonably required, to carry out the purpose or purposes for which it was collected.

You have the right at any time to contact us and request access to your data that we store. You have the right to request that we rectify or erase your personal data.

If you previously granted consent to us for the processing of your personal data, you have the right to opt out and withdraw consent at any time. Your withdrawal of consent does not affect the lawfulness of processing your data prior to your withdrawal of consent.

You have the right to lodge a complaint with a relevant supervisory authority that has jurisdiction over GDPR issues.

Changes to this Statement
This Privacy Policy is effective as of the date stated at the top of this Privacy Policy. We reserve the right to change this Privacy Policy from time to time. Your continued use of the Sites and/or services available through the Sites after modifications to this Privacy Policy will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information
If you have any questions about this Privacy Policy, please contact Financially Engaged LLC via email at bradyandhannah@financiallyengaged.com and include “Privacy Policy” in the subject line.