Contrary to Brady, I did not grow up going to the Dave Ramsey classes. In high school, my parents instilled a strong work ethic in me by making sure I went out and got part-time jobs each summer. Although I didn’t make much more than minimum wage, I loved watching my bank account grow, which is what fueled my interest in personal finance.
We met during our freshman year at UW-Madison. We had similar interests and most of our business classes revolved around finance and accounting, so over the next three years, we became close friends.
I’ll never forget the Spring of 2012, when he invited me back to his parent’s house. One slow night, after a few glasses of wine, he turned to me, stared into my eyes, and said “Do you want to watch the Dave Ramsey Financial Peace videos with me?“
I think I laughed out loud
A real life LOL
Quite the romantic. Joke’s on me though. We watched a couple videos, two months later we were officially dating, and we’re now happily married. All kidding aside, it was a light-bulb moment for us. Couples need easy and effective ways to live their best lives while having financial peace of mind. I loved that he was as passionate about helping others as I was.
Over the next two years, we graduated together from the UW accounting program with Bachelors and Masters degrees, and went on to become Certified Public Accountants (CPAs).
As we kicked off our careers, we began to do a deep dive into the world of personal finance. We read all the books and articles we could get our hands on, developed elaborate financial plans, and shared our tips and tools with family, friends, co-workers, and even strangers.
And most importantly, we learned how to deal with our finances together. Through helping others, we quickly realized that people, especially young couples, were eager to make the right choices with their money, but
- didn’t know where to start,
- didn’t have enough time/energy/interest to do the research themselves,
- and didn’t know how to discuss such a sensitive topic with their significant other.
According to recent surveys, one-third of newlyweds are surprised by a partner’s financial situation and habits. But this doesn’t have to be the case. Without the time and money for their own financial advisors, young couples need a resource that provides simple how-to’s and tools that make the process and communication easy.
They need processes that take minimal time to set-up, and save hours each month tracking data, all while providing valuable peace of mind. They need relevant and credible information before each of life’s major events occurs. Which means most couples need that info
“Eighty percent of life’s most defining moments take place by age thirty-five.”
- Choosing career paths
- Getting engaged/married
- Managing student loans
- Learning how to invest
- Building credit for the first time
- Buying a car or house
- Starting a family
The list goes on and on.
I get it. . . while personal finance interests us, it’s not the case for most people. In fact, it’s usually an uncomfortable, uninteresting area of life that becomes all too easy to ignore.
So I’ve done the heavy lifting for you. I’ve scoured the web, read the books, built the tools, and tested the systems. I’m here to make the process as simple and painless as possible.
My goal is to help couples navigate life’s major events by sharing our own journey. I want to help you live your best life with fewer regrets, better results, and more time to focus on what truly matters. I hope you’ll choose to follow along and become financially engaged!