In the Fall of 2017, Equifax, one of the largest credit reporting agencies, announced a data breach that exposed the personal information (names, social security numbers, birth dates, etc) of 147 million people. Earlier this week, Equifax agreed to a global settlement which includes up to $425 million to help people affected by the data …
We recently shared a post which highlighted the differences between your credit score and credit report and how your credit can impact some of the biggest financial decisions you’ll make as a couple. Fortunately, monitoring your credit is free and easy — as in, 5-10 minutes every 4 months. Not too shabby for some peace of …
With most of you having your school days behind you, you’re probably thinking you’ll never see another GPA or report card again. Not so fast. In order to help creditors, insurers, employers, and landlords evaluate your bill-paying habits, credit bureaus maintain snapshots of your credit history. These snapshots take two forms: Credit Report: A detailed …