Home • Financially Engaged

Get your FREE Net Worth & Savings Goals plan!

We value your privacy and won’t send you spam. Unsubscribe at any time.

Shop

Freebies

Our Story

Topics

According to a recent survey by The Knot, the aver

According to a recent survey by The Knot, the average catering cost at a wedding is $70 per guest. That is a SUBSTANTIAL chunk of anyone's wedding budget. 💰💎
⠀⠀⠀⠀⠀⠀⠀⠀⠀
If you chose to downsize your wedding, what would you do with all of that savings?
⠀⠀⠀⠀⠀⠀⠀⠀⠀
✔️Go on an amazing trip?
✔️Pay off student loans?
✔️Contribute to the down payment on your first house?
⠀⠀⠀⠀⠀⠀⠀⠀⠀
The options are endless. We’ve seen some beautiful small weddings happen over the last few months, and we get to attend one for our sibling in just one short month!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
To all the brides and grooms having to consider this option: there are ways to make lemonade out of the lemons that 2020 has given us.🍋
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Share this with an engaged couple who are in the midst of this chaos!💍💕
⠀⠀⠀⠀⠀⠀⠀⠀⠀
#financiallyengaged #bride #groom #mrs #mr #mrsandmr #weddingparty #bridesmaids #maidofhonor #groomsmen #bestman #weddingszn #weddingplanning #saveournewdate #adventurousbrides #minnesotabride #mnweddingphotographer #mnweddingvenue #mnweddingvideographer #mnweddingplanning #justalittleloveinspo #weddingreception #weddingvenue #coronabride #weddingbells #weddingring #simplyweddings #weddingbudget #budgetwedding #newlyweds

Which one are you? What are you doing today to get

Which one are you? What are you doing today to get you where you want to be⁉️
⠀⠀⠀⠀⠀⠀⠀⠀⠀
We've had a lot of financial decisions to make recently, but what makes it easier is identifying our goals and how financial decisions today will get us closer (or further) away from those goals. For example, we're currently in the process of refinancing our home from a 30 yr to a 15 yr mortgage. By forcing ourselves to pay more towards our mortgage each month, and having a lower interest rate, we are going to make huge gains in the equity that we will build in this home. Having more equity when we plan to sell this house in 5-7 years will enable us to get a lot closer to some of our longer term goals.🏡
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Interested in learning more about home buying and refinancing? Join our email list (link in bio) to be the first to know about our guides being released later this year!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
#financiallyengaged #moneytips #homebuying #homebuyer #homeowners #refi #mortgage #mortgagerates #debtfree #debtfreecommunity #debtfreejourney #dfc #debtfreedom #debtfreeliving #goalgetter #goalsetter #goaldigger #ambitiouswomen #theeverygirl #girlboss #ladyboss #womensupportingwomen #womenempowerment #femaleentrepreneur #girlpreneur #minneapolis #twincities #minnesota #minnesotamade #moneymoves

We know, we know, reading the details of your pays

We know, we know, reading the details of your paystubs can be boring. But imagine if you read it and realized there was an error, would you be more interested?? 💸
⠀⠀⠀⠀⠀⠀⠀⠀⠀
This is exactly what has happened to me, and a handful of friends over the years. When reviewing my paystub, I realized that my company was taking out my retirement contributions pre-tax, even though I had elected to have my retirement contributions taken out post-tax (Roth 401k). I brought this finding to the accounting department, and they corrected it immediately and said it was due to a glitch in the new system!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
My friend reviewed her paystub, and realized that the raise she had been given was not being fully applied to her new paychecks. She didn't catch this for months, so when she brought this error to her accounting department, they ended up having to back-pay her for all of the underpaid paychecks.💰
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Almost 100% of the time, these errors are by accident. But nobody will ever care as much as YOU do about the accuracy of your pay, so make sure you do yourself a favor and review it today!🔎
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Has this ever happened to you? Do you routinely check your paystubs? Let us know!⬇️
⠀⠀⠀⠀⠀⠀⠀⠀⠀
#financiallyengaged #paycheck #payday #paystub #paystubs #financialplanning #finance #savings #personalfinance #money #networth #budget #budgeting #minneapolis #minneapolismn #budgetingforbeginners #financetips #financiallyfree #financialfreedom #financialpeace #millenialmoney #financialliteracy #financialindependence #financialgoals #debtfree #debtfreecommunity #debtfreejourney #dfc #debtfreedom #debtfreeliving

Yesterday, Brady and I took the day off work to ce

Yesterday, Brady and I took the day off work to celebrate 2 years of marriage, and 8 total years together!💍👩‍❤️‍👨
⠀⠀⠀⠀⠀⠀⠀⠀⠀
We walked around Lake Calhoun and reminisced on our relationship. We talked about our future and the dreams we have, like buying a lake home together one day. Which also got us talking about how we have to take certain actions today in order to achieve tomorrow’s dreams.✨
⠀⠀⠀⠀⠀⠀⠀⠀⠀
One option we’re thinking about is refinancing our 30 yr mortgage to a 15 yr mortgage (especially since rates are so low)! Brady ran the numbers and it’s amazing to see how much MORE equity we would have in just a few years if we made the switch now. Of course, like every big financial decision, there are pros and cons and there is no one-size-fits-all answer.🏡
⠀⠀⠀⠀⠀⠀⠀⠀⠀
On top of these conversations it made me think about just HOW MUCH we’ve accomplished together. Over the last 8 years we:
✅Both graduated with our Masters degree and I had $40k of student debt, of which all of it was paid off after a few short years
✅I had a $10k car loan that I paid off in one year
✅Brady paid all cash for my engagement ring
✅We paid $10k in unexpected medical bills and weathered a short term leave of absence from work due to being diagnosed with Multiple Sclerosis 4 months before our wedding
✅We paid all cash for our wedding
✅We paid all cash for our St. Lucia honeymoon as well as a bucketlist trip to Norway
✅We purchased our first home together
✅We paid all cash for a 2017 Mazda CX-5
✅We still proudly drive our 2003 Toyota Camry that works great and gets us from point A to point B
⠀⠀⠀⠀⠀⠀⠀⠀⠀
The point of this is to show that you can start off your life together having a negative net worth because of debt (I did!), but you can still climb out and be successful. We’ve learned so much about navigating personal finance as a couple, and it’s what drives us to keep sharing the knowledge with all of you and why we created our first books on the subject!
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Share this with your significant other or a friend that needs some financial motivation 👍🏻

Follow Us On Insta!